About Us

DID YOU KNOW

• The average household refinances their home once within a 5-year period.

• The average American family carries over $10,000 of credit card debt.

• By just paying the minimum payment on your monthly credit cards, it could take you over (15) fifteen years to pay them off!

• Many credit card companies charge rates from 13% to well over 20% interest.

• Owning a home is the single greatest source of financial security and independence for the majority of people who’ve taken this step. You can have it, too!

• You may still be able to buy a home with less-than-perfect credit. And remember, you can improve your credit over time.

• There are many types of mortgage products and programs that allow low and no down payments. But remember to factor in other costs such as closing costs, property taxes, moving expenses, and repairs.

• About one-fourth of U.S. households have no credit cards. An additional 30 percent or more routinely pay their entire balances each month, according to the Federal Reserve.

• Nearly four in 10 borrowers polled by CreditCards.com said they use plastic to buy things they can’t pay off because “life is short.”

• Consumers carry four credit cards on average, but at least 10 percent pack 10 cards or more, according to Experian.

• Sixty-seven percent of American workers are living paycheck to paycheck, the American Payroll Association estimates.

Ever notice how big lending institutions can make you feel small? CityTrust Lending was started with the idea of personalizing every borrower’s mortgage experience. We wanted to build a company that treated people as valued, long term customers—a company that offered fantastic one-on-one service, great rates, and a convenient process. Our goal was to provide a quality outcome that gives borrowers exactly what they need to build a foundation for tomorrow.

With this in mind, the CityTrust Lending way of doing business was introduced.

CityTrust brings a new approach to an old industry—one that is fresh and innovative, emphasizing strong ties with customers, business partners and associates. We aim to make you feel like family, so that you feel comfortable relying on us as your mortgage consultant not just today, but for years to come. Call us today for a comprehensive mortgage analysis.

If you’re a customer looking for a personalized lending experience (and looking to close your loan in a timely manner) we’re the lending company for you.

Our core values are fundamental to our company. They’re an integral part of CityTrust culture, providing the foundation for our success.

Commitment means focusing on to the task at hand—following up and following through with our customers, business associates and employees.

Integrity means treating others as we would to want be treated—fairly and honestly.

Rewards means dedication to achieving results and to sharing our success with those who produce them.

Innovation means keeping our business moving forward with continuous process improvement.

Community means giving back to our fellow citizens and neighbors as a responsible, compassionate enterprise.